SIP Today SWP Tomorrow

SIP + SWP = Worry-free retirement. Turn your investment into a source of steady income.

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Systematic Withdrawal Plan Calculator

Know your monthly income, retirement preparation, and corpus validity.

Total Investment

₹

Expected return Rate

₹

Withdrawal per month

₹

Time Period (Years)

Yrs
CALCULATE

Total investment

₹ 5,00,000

Total Withdrawal

₹ 3,00,000

Final Value

₹ 4,79,464

How does SWP in Mutual fund Work?

SWP allows an investor to regularly withdraw income from their MF investments.

Initial investment

The investor starts with an initial lumpsum investment in a scheme.

Select SWP

They opt for a systematic withdrawal plan and withdraw every month

Initiate SWP

They start withdrawing fixed units every month based on the amount

Regular income

Investor gets a fixed amount regularly in their bank account.

Benefits of SWP Planfor Investors

SWP is best for investors who require liquidity for their financial needs.

A good option for retirement

Provide regular monthly income

Provide tax-efficient returns

Safeguards from volatility

Long-term wealth creation

Who can Start SWP?

Anyone can start a SWP with one or more use cases like:

Pension income

Capital preservation

Capital protection

Passive income

Looking for the Best Funds to Start your SWP?

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Frequently Asked Questions

A systematic withdrawal plan is an option to withdraw regular income from your mutual fund investments.

The 4% rule for SWP suggests that retirees should not withdraw more than 4% of their retirement corpus in a year to ensure it lasts throughout their retirement.

A safe withdrawal rate is considered to be 4% in SWP.

The best SWP depends on your financial goal and other factors like time and risk.