Some of the important elements that might help you choose between debt mutual funds and fixed deposits are capital safety, rate of return, lock-in time, and taxation. For many of us, safety comes first and returns come second when it comes to investing. After all, no one wants to riskContinue Reading

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Concerned about the FD rate’s drop? Here are four possibilities. Fixed deposit interest rates were already falling, and major banks have reduced their FD interest rates still again. SBI, HDFC Bank, and Kotak Mahindra Bank have all reduced their fixed deposit interest rates. SBI has slashed the interest rate onContinue Reading

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