What Is a Bond Fund, exactly? A bond fund, sometimes known as a debt fund, is a pooled investment vehicle that typically invests in government, municipal, corporate, and convertible bonds, as well as other debt instruments including mortgage-backed securities (MBS). The basic purpose of a bond fund is to provideContinue Reading

NATIONAL PENSION SYSTEM A group called the Pension Fund Regulatory and Development Authority (PFRDA) has been in charge of and regulated the National Pension System (NPS). It was set up under the PFRDA Act, 2013. NPS is a product that is linked to the market and has a set amountContinue Reading

At the start of the financial year, there are five things to do. Here comes the new financial year of 2022-2023, which starts now. At the beginning of a new financial year, you can do some things that will make it easier for you to plan your money better. ThisContinue Reading

Some of the important elements that might help you choose between debt mutual funds and fixed deposits are capital safety, rate of return, lock-in time, and taxation. For many of us, safety comes first and returns come second when it comes to investing. After all, no one wants to riskContinue Reading

Why & How to Diversify Your Portfolio? Diversification is the process of purchasing investment options in order to limit one’s exposure to a single asset class or investment. This approach can help you lower the risk in your portfolio. Simply said, diversification helps you earn higher returns while lowering yourContinue Reading

Your questions about asset allocation answered. Imagine that you’re sitting at a table with a pizza. However, there are six distinct sorts of toppings on the pizza, each with their own unique crust. Isn’t that something to be desired? Consider the pizza as a portfolio of many investments. This isContinue Reading

Do you have reservations about investing in debt funds? Debt funds are now more secure. The debt market has been quite volatile over the previous few months. Many investors considered debt mutual funds to be riskier than equity mutual funds. All of this began with the IL&FS debacle in SeptemberContinue Reading