SBI Life Insurance

Reliable Coverage Policy

Life Insurance

Protecting Lives and Securing Futures.

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SBI Life Insurance is India’s leading life insurance company, established in 2001 and has since become one of the largest private life insurers in India. They offer a wide range of insurance products and services to individuals. As an insurance company, SBI Life Insurance provides policyholders and their beneficiaries, financial protection and security in case of unexpected incidents like death, disability, or a critical illness. SBI life insurance policies can have different terms, coverage, and benefits based on the type of policy and the needs of the person. 


Here are Some of The Term Insurance Plans Offered by SBI Life Insurance:

SBI Life eShield:

It is a pure term insurance plan that provides financial protection to your family in case of your untimely demise. It offers two coverage options - Level Cover and Increasing Cover.

SBI Life Poorna Suraksha

This plan offers comprehensive life insurance coverage with the flexibility to choose from three different benefit options - Level Cover, Increasing Cover, and Level Cover with Return of Premium.

SBI Life Saral Shield

It is a simple and cost-effective term insurance plan that offers financial protection to your loved ones in case of an unfortunate event. It provides a lump sum benefit in the event of death during the policy term.

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Life Cover with Wealth Creation

volt_money_checkIcon Long Term Wealth Growth

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Term Insurance Plans

These plans provide pure life coverage for a specified term or duration. They offer a high sum assured at affordable premiums and ensure financial protection for your family in the event of your unfortunate demise.

SBI Life Insurance Offers Some Special Plans-

Here are Some of The ULIP Plans Offered by SBI Life Insurance:

Here are Some of The Endowment Plans Offered by SBI Life Insurance:

This plan provides life insurance coverage along with regular savings. It offers guaranteed additions and bonuses to enhance the savings component.

It is a non-participating endowment plan that offers guaranteed maturity benefits along with life insurance coverage. The plan provides flexibility in choosing the policy term and premium payment frequency.

This traditional endowment plan offers guaranteed maturity benefits along with life insurance coverage. It provides a lump sum benefit on maturity or in the event of unfortunate demise during the policy term.

It is a joint life endowment plan that provides life insurance coverage to a couple. The plan offers maturity benefits on surviving the policy term and can be customized as per the couple’s needs.


SBI Life Insurance offers retirement plans or pension plans that help you build a corpus for your post-retirement years. These plans provide regular income after retirement to maintain a comfortable lifestyle.

These plans are designed to secure your child’s future by providing financial support for their education, marriage, or other milestones. They offer a combination of insurance and savings components.

Benefits and Advantages of SBI Life Insurance:

  • Financial Protection SBI Life Insurance offers financial protection to policyholders and their families in case of an unfortunate event like death or disability.
  • Tax Benefits Premiums paid and maturity proceeds are eligible for tax benefits under the provisions of the Income Tax Act.
  • Multiple Plan Options SBI Life Insurance offers a wide range of plans to cater to different needs and goals.
  • Bonuses and Add-ons Some plans may provide bonuses or optional riders for enhanced coverage, such as critical illness cover or accidental death benefit.
  • Flexibility Policyholders can choose the coverage amount, premium payment frequency, and policy term according to their requirements.
  • Riders and Add-ons You can enhance your insurance coverage by adding riders and additional benefits to your policy. These riders may include critical illness, accidental death, and disability riders.

"Choose Swaraj Finpro for The Best Insurance Solutions"

Swaraj Finpro is a leading investment company that specializes in providing the best SBI Life Insurance plans, with a strong focus on customer satisfaction and financial expertise, Swaraj Finpro helps clients make informed decisions about their life insurance needs.

As an authorized partner of SBI Life Insurance, Swaraj Finpro offers a wide range of insurance solutions tailored to meet diverse requirements. They understand the importance of financial security and work closely with clients to assess their needs and recommend the best SBI Life Insurance plans available.


Ans. Yes and no, SBI Life Insurance offers flexibility and customization options for many of its insurance plans, but Policy holders can customise only sum assured policy term\tenure ppt and additional riders, not the policy wording or conditions.

Ans. Yes, premiums paid for SBI Life Insurance policies may be eligible for tax benefits under the provisions of the Income Section 80c. The tax benefits can vary depending on the specific policy and applicable tax laws. It is advisable to consult with a tax advisor or refer to the policy documents for accurate details on tax benefits.

Ans. Yes, some banks and NBFCs offer LAMF. certain SBI Life Insurance policies may offer a loan facility. Policyholders can contact their financial advisers like Swaraj or SBI Life Insurance or refer to the policy documents to understand the loan provisions, including the eligibility criteria and repayment

Ans. SBI Life Insurance typically offers a grace period of 30 days for premium payment. If the premium is not paid by the due date, the policyholder usually has an additional 30-day grace period to make the payment without the policy lapsing.

Ans. The minimum and maximum entry age for SBI Life Insurance plans may vary depending on the specific plan. Generally, the minimum entry age is 18 years, while the maximum entry age can range from 50 to 65 years, depending on the plan.