

RBI Safety Shield for Investors

(While no investment is completely risk-free, due to the involvement of the following factors P2P Lending has become a safer option for investment:) – edited line h
The aggregate exposure of a lender to all borrowers at any point of time, across all P2Ps, shall be subject to a cap of Rs. 50,00,000/- (Rupees Fifty Lakhs) provided that such investments of the lenders on P2P platforms are consistent with their net-worth
The aggregate loans taken by a borrower at any point of time, across all P2Ps, shall be subject to a cap of Rs 10 lakh.
The exposure of a single lender to the same borrower, across all P2Ps, shall not exceed Rs 50,000.
The maturity of the loans shall not exceed 36 months.
All the fund transfer between participants is to take place through escrow accounts operated by a bank promoted trustee.
A SAFER INVESTMENT HANDS: P2P LENDING
While no investment is completely risk-free, due to the involvement of the following factors P2P Lending has become a safer option for investment:
ROLES OF RBI
ESCROW MODEL

