General insurance applies to all insurance plans that are not life insurance. It is an agreement between a policyholder and an insurance company. The insurance company covers your valuable assets from fire, theft, burglary, or any other bad thing that could happen. Fire insurance, ship insurance, auto insurance, accident insurance, and other types of non-life insurance are all types of general insurance.
There Are Many Different Kinds Of General Insurance -
Vehicle insurance, also known as "motor" insurance, covers cars insurance, motorcycles, and other road vehicles. A motor package insurance protects the insured vehicle against damage caused by accidents and natural disasters.
Home insurance is a kind of insurance that protects your home, its furnishings, and other valuables against man-made and natural disasters like earthquakes. It covers home exterior damage, interior damage, damage to furnishings, and injuries that occur on the insured property.
"Employee compensation" means a lot more than just the money you give workers directly. It also includes the benefits and incentives to secure their health and the finances you give to your employees to make their lives better.
Standard Fire & Special Perils
A fire and special perils policy is a policy of insurance that protects the insured property against unforeseen situations like fire, lightning, explosion/implosion, destruction or damage caused by aerial devices, intentionally created perils like riots, strikes, etc., and natural disasters like storms.
Whether your own house, if you live in an apartment in a gated community, or shop or office space on your own, burglary insurance is a must-have to protect your property and cover any losses.
Professional indemnity (PI) insurance is a business policy that protects business owners, professional workers like doctors, engineers and lawyers against any public or professional liability that may arise due to their practices or negligence. Incidents may include death of a patient, bridge collapses etc.
The Shopkeeper Insurance Policy covers all the risks that small and medium-sized shop owners will probably face. It protects the Insured's property and their ownership in the business. It is a package policy that covers losses of building, contents, money, plate glass, signs, baggage, personal accident, fidelity guarantee, liability and business interruption.
Travel insurance is a type of insurance that covers various risks while travelling abroad. It pays for hospital bills, lost luggage, missed flights, and other things that can go wrong while travelling. Most people get travel insurance from the day they leave for their trip until they get back to India.
General Insurance Makes It Possible To Live A Risk-Free Life.
Here are a few things that highlight how important general insurance is: –
If your car is covered, you don't have to worry about the costs of accidental damage. You can get the money from your insurance to cover your loss.
If you have health insurance, your general insurance company can pay for your hospital bills.
With so many kinds of insurance to choose from, you can choose one or more policy to protect your family and your property. The general insurance covers the costs of any damage to your stuffs.
The general insurance plans include a policy to protect your business's property and anything else that has anything to do with it. This can keep you from losing a lot of money because of something normal.
Companies That Provide National Insurance Plan: -
Why you Need General
Imagine you went on vacation to Switzerland, but burglars robbed your bags, wallet, IDs, and credit cards. What do you do in that situation when that happens?
The Reason Should You Buy General Insurance From
Swaraj Finpro Private Limited?
On the market, there are many General Insurance Companies and products to choose from. Also, there are several laws to follow when buying these products as well as when filing a claim. Do you think you have enough time and knowledge to deal with these things? How will you handle it if your insurance company refuses to pay your claim for silly reasons?
To avoid problems like these with General Insurance Products, you should call Swaraj Finpro Private Limited. We are experts and will give you professional financial advice. Swaraj Finpro Private Limited will help you plan your finances at every step and make sure you buy the general insurance that best fits your needs.
It is possible to buy General Insurance online. Buying General Insurance coverage is secured and online through Swaraj Finpro. when you buy insurance online, the application process is faster and easier, the premiums are cheaper, and you can read the paperwork for yourself.
The exact requirements for General Insurance vary on the type of insurance you want and the term of the policy, insurance company you choose. Different types of insurance have different rules about who can get them.
99% general insurance plans finish in one year.
The tangible assets are susceptible to damage, and general insurance is necessary to secure their economic value. General insurance products are purchased for this purpose because they provide protection against unforeseeable occurrences such as the asset's destruction or loss.
Yes you can cancel anytime! After purchasing the policy, you get a 15 days’ time (called free look period), during which you can cancel plan for free, after that some charges from the premium are cut, based on pro rata basis.