5 Elements That Affect Asset Allocation Asset allocation is like the art of cooking. And just like with cooking, there are numerous elements such as the recipe, the ingredients you’re using, and external factors that affect your end product. This blog post will discuss six elements that affect our assetContinue Reading

How Mutual Fund Investing Can Assist You in Times of Crisis A financial plan’s first step should be to prepare for crises. Maintaining a specific amount of money in a savings account or liquid fund may assist in weathering adverse situations. However, the emergency fund may not always be sufficient.Continue Reading

Personal finance is everything to do with managing your money and saving and investing. We are sharing a series of articles where we shall discuss 9 useful personal finance concepts which everyone should know and learn. In this first part, we shall understand Risk. Risk, the word itself creates aContinue Reading

Understanding Return The calculating return would have been easier if we had been investing exactly for one year. But that doesn’t happen in the practical world. Investment is normally done in a staggered manner and each investment is not kept for the same period of time. Withdrawal also might happenContinue Reading

As the classic proverb says, ’Don’t put all eggs in one basket, Investor also must diversify his/her portfolio into different asset classes. Why? The reason is very obvious – to reduce the risk. There are mainly 5 asset classes, namely; Equity, Debt, commodity, real estate, and cash. One must allocateContinue Reading

While investing for any specific goal, we always assume some rate of return from the investment based on some rationale. Actual return may vary from time to time from assuming return, so it becomes very important to check whether we are getting that return or not. We also need toContinue Reading

Emergencies come unannounced. No one can predict when it is going strike. The only thing that we can do is to prepare ourselves for any unforeseen circumstance. Having an emergency fund will help you to tide over emergencies like accidents, job loss, etc.  Hence, building an emergency fund should beContinue Reading