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Are you chasing returns? Focus on goals instead Tell anyone that you have invested in mutual funds, and the first question that they are most likely to ask is how they are performing, i.e. what are the returns.  Returns are the first and probably the last thing on many investors’Continue Reading

Why can’t we stick to our budget plan? Did you know that the word budget comes from the French word ‘baguette’, which means a small leather purse? While most of you would not have known the antiquity of the term, most of you would understand the concept of budget, whichContinue Reading

Value Investing vs. Growth Investing: Which of These is Right for You? When looking at stocks and shares, there are two main strategies you can use to invest. They are value investing and growth investing. Value versus growth, which is it? There’s no right or wrong when it comes toContinue Reading

What Is Digital Rupee? The demand for private cryptocurrency has witnessed tremendous demand in the last few years. Many illegal activities and money laundering have taken place through private cryptocurrency transactions. And the government of India sees the mushrooming of these private cryptocurrencies as a threat to the formal financialContinue Reading

All That You Need to Know About Tax on Cryptocurrency & NFT Taxes on digital assets were pretty vague up to Budget 2022. The finance minister didn’t notify the tax structure on corporate or individual levels. But, under new norms, all profits from cryptocurrencies are to be taxed at 30%.Continue Reading

Do You Know How Your ELSS Gains Are Taxed? The Equity Linked Savings Scheme (ELSS) is a tax-saving mutual fund you can invest in and reduce your taxable income. However, the gains made from ELSS investments are taxable.  What differentiates ELSS from other tax-saving instruments under section 80C is thatContinue Reading

ELSS And NPS: What’s The Difference? Saving on taxes is a crucial aspect of financial planning and wealth creation. There are various avenues available for individuals to invest in reducing their tax burden. For example, you can reduce your taxable income up to Rs by investing in tax-saving investment optionsContinue Reading

7 Money Things You Should Do Before Hitting 30 For most of us, reaching the age of 30 is like entering a new phase in life. In our mid-20s, we take life more seriously and approach this milestone with a more mature attitude. If you have a partner or aContinue Reading