Imagine if our country’s income was ₹100. Now, what if the top 1% took ₹23, leaving the rest of the 99% fighting over just ₹77?
Sounds a bit unfair doesn’t it? Well this isn’t just a hypothetical situation. The reality is, there is significant wealth inequality in India.
According to the World Inequality Lab report the top 1% holds a whopping 40% of the country’s wealth while the bottom 50% barely controls 5%.
Now, why do the wealthy have such an advantage? It’s because they have access to a wide range of investment options that the average person doesn’t typically explore.
They’re not just parking their money in savings accounts or gold. Instead, they invest in:
IPL teams
Startups
Real estate
Unlisted stocks
Alternative Investment Funds (AIF)
Portfolio Management Services (PMS)
Collectibles and luxury items
These assets have the potential to grow their wealth at a much faster pace.
But for people like you and me? We’re often limited to more traditional options like fixed deposits (FDs), gold, Public Provident Fund (PPF), post office schemes and mutual funds.
Sure, these are safer choices but they typically offer returns in the range of 10-12% in case of equity mutual funds and less in other options.
Meanwhile, the wealthy can aim for much higher returns with their diversified portfolios.
So, How Can We Boost Our Returns?
If you’ve been wondering how to level the playing field and achieve higher returns without needing to invest in fancy collectibles or start your own cricket team, you’re not alone.
The good news is that there are alternative investment options available to everyday investors—options that can deliver higher returns than traditional assets.
Presenting the Alternatives: Mutual Funds and the Equity All-Rounder
When it comes to growing your wealth every percentage point makes a difference.
Consider this: If you invest ₹100 for 100 years at a 9% annual return your investment grows to ₹5,52,905.
But if you manage to earn just 1% more at 10%, your ₹100 becomes ₹13,78,062.
That’s nearly triple the amount with just a 1% increase in returns!
One way to bridge this gap is through mutual funds. They provide a way for everyday investors to pool their money and invest in a diverse set of assets from stocks and bonds to real estate.
Mutual funds are a great starting point if you’re looking to go beyond fixed deposits or PPF.
But if you’re seeking to generate even better returns without taking excessive risks consider the Equity All-Rounder—an AI-based, multi-asset investment portfolio designed for the modern investor.
What Is the Equity All-Rounder?
The Equity All-Rounder is a smart investment option that allows you to invest in a well-diversified, technology-driven portfolio.
It blends various asset classes such as equities, bonds and even commodities, to deliver superior returns.
And here’s the best part—it’s accessible to regular investors like us!
Key Features of the Equity All-Rounder:
100% capital preservation: Your initial investment is always protected.
Money is not locked in: Unlike traditional investment schemes where your funds are locked for years, you can access your money whenever needed.
Affordable compared to PMS: You don’t need to be ultra-wealthy to benefit from this service. It offers similar advantages at a fraction of the cost.
Superior long-term returns: The Equity All-Rounder has shown impressive returns—up to 30% over 15 years!
Technology-driven: With AI guiding the portfolio, you benefit from data-driven insights and smart asset allocation.
Why Should You Consider it?
The goal of these investment options is simple—to deliver alpha on your investments. In finance, "alpha" refers to the excess return on an investment compared to a benchmark.
These investments aim to outperform traditional assets and deliver higher returns, which is precisely what we need to grow our wealth and achieve our goals faster.
For example, while fixed deposits may offer stable returns they usually lag behind inflation.
Investments like mutual funds and the Equity All-Rounder can help you stay ahead and actually grow your wealth over time.
What Are the Next Steps?
If you’re ready to take the next step toward improving your financial future it’s easier than you think. To get started:
Explore your options: Consider mutual funds or dive into the Equity All-Rounder. Both are excellent ways to diversify your portfolio and potentially achieve higher returns.
Download our app: You can find the Equity All-Rounder and other investment options on our app, available on the Play Store.
Get in touch with an expert: If you have questions or want personalized advice, our team of experts is here to help.
Simply reach out at 9630054050. Don’t settle for average returns. With the right investments, you too can grow your wealth and close the gap between yourself and the top 1%. Remember, every percent counts!
